Just because you owe money to another person, a bank, a credit card company, a landlord or another party doesn't mean you've signed away your legal rights. Federal and state debtor-creditor laws explain both the legal rights and obligations of debtors (people who owe money) and creditors (those who are owed money). If you're being hounded by collection agencies and debt collectors, talk to a bankruptcy and debt attorney who can help you enforce your legal rights while also working to explore debt relief options. Your lawyer can discuss the pros and cons of debt settlement, garnishment, personal bankruptcy and other possible solutions. Many states forbid lawyers to say they “specialize” in a specific practice, but for bankruptcy law you wouldn’t want it any other way. Look for attorneys who limit their practice to bankruptcy law.

Need an attorney in Houston, TX?

Find the right attorney by reviewing and comparing our profiles of lawyers and their law firms, with details on each attorney and their colleague’s practice, experience, education, training, honors and fee structure. Carefully consider client reviews and recommendations from people just like you. If you have complex legal needs, a larger firm with multiple attorneys who can advise you in different areas may be the best fit. If your needs are more limited and very specific, consider a smaller firm. Speak with several Louisiana attorneys to find the one that is best for you.

Ask yourself the 3 C’s:

Credentials ‐ How many cases has this attorney worked on similar to yours?
Comfort ‐ Who are you most comfortable working with? Is the lawyer’s office nearby? How and how often will they get in touch with you?
Cost ‐ Have expected costs and fees been clearly explained to you? It’s OK to ask for an estimate.